Credit and Lending Officer

Credit and Lending Officer

Credit and Lending Officers (also called Credit and Loans Officers) are responsible for assessing and processing applications for credit and loans. The average salary of a Credit and Lending Officer is $59,829.

As a Credit and Lending Officer, you’ll be required to make decisions and minimise risks based on organisational guidelines, industry standards and government legislation.

Salary range
Average salary $59,829
salary range
Source: SEEK
Projected job growth
6% by 2020
Employment by region
The top three regions for employment as a Credit and Lending Officer are:
NSW 42.7%
VIC 25%
QLD 16.6%

Key skills required

The top skills for a Credit and Lending Officer are:
  • Aptitude for numbers and calculations
  • Sound judgement
  • Good negotiation skills
  • Strong attention to detail
  • Able to be firm yet tactful
  • Good communication skills
Career pathway planner
Starting out
Starting out

Prepare yourself for entry-level credit roles with a nationally recognised qualification in credit management. This course meets the Australian Securities and Investment Commission (ASIC) credit licensing requirements.

  • Certificate IV in Credit Management (FNS40115)